Vouracious Blog - General Terms and Conditions of Use
Vouracious Blog is a site specialized in creating content related to financial education, with informative features and analysis of various products/services (credit cards, loans, financing, types of investments, among others) offered by national and international financial institutions.
Our General Terms and Conditions of Use are available to you at any time at https://voraciousblog.com/en/s/terms-of-use/.
The provisions of the Vouracious Blog website Privacy Policy available at: https://voraciousblog.com/en/s/privacy-policy/, as well as the legislation in force, apply jointly to these Terms and to the use of the website.
Thus, the purpose of the General Terms and Conditions of Use is to inform the responsibilities, duties and obligations of every User when accessing and/or using the Vouracious Blog website, as described in the items below.
It is worth pointing out that we do not interfere in any process that involves the analysis and/or credit approval of our clients or partners, so that the final decision to conduct a business, grant credit or offer is always theirs, according to their own criteria and credit and risk policies.
1. ACCEPTANCE
1.1 The User, by accessing Vouracious Blog, AGREES to abide by the General Terms and Conditions of Use and the Vouracious Blog Privacy Policy.
1.2 By accessing and/or using Vouracious Blog, the User declares to be at least eighteen (18) years old and to have full and express capacity to accept the terms and conditions of these Terms and Conditions of Use for all legal purposes.
1.3 If the User does not fit the above description and/or does not agree, even partially, with the terms and conditions contained in these Terms and Conditions of Use, the User shall not access and/or use the services offered by Vouracious Blog, as well as the websites and services operated by it.
2. CONTACT
2.1. This service is available to the User in order to clear all doubts, solve eventual problems and present complaints or other information about products/services made available at Vouracious Blog.
2.2. The "Contact" can be made through the form contained in https://voraciousblog.com/en/s/contact/.
3. RESPONSIBILITIES OF THE PARTIES
3.1. The User must carefully read all the clauses contained in these Terms and Conditions of Use and in the Privacy Policy and by using the services and/or products made available on Vouracious Blog fully agrees to all the clauses and conditions of these Terms.
3.2 Vouracious Blog makes available links and/or redirects the User to other sites where the User may contract the services and/or acquire products from the respective companies, without any kind of interference from Vouracious Blog.
3.3 When the User is redirected to the website page of the advertised company, the User must carefully read and expressly agree with the terms and conditions of use and the privacy policy of the advertised company.
3.4 Vouracious Blog has no responsibility: (a) on the general terms and conditions of use and privacy policy of the advertised companies; (b) on the information of the services and/or products advertised; (c) on the services and/or products eventually offered and/or hired from the advertised companies.
3.5 Vouracious Blog shall not be held responsible for any virus, malware, spyware, trojan or any software that may damage or alter the settings of Users' equipment as a consequence of browsing or using the Internet or as a consequence of transferring data, text, images, files or audios.
3.6 It is the entire responsibility of the Users to keep the operating system of their equipment updated and with antivirus programs.
3.7. Vouracious Blog is not liable for any losses and damages resulting from the irregular use of the Vouracious Blog website and/or from fortuitous circumstances and/or force majeure.
3.8 Vouracious Blog does not send or request the making of deposits or bank transfers for the granting or approval of any financial product.
3.9 Vouracious Blog does not send e-mails to Users requesting data confirmation or registration with executable attachments (for example: .exe, .com, .scr, .zip, .rar extensions), nor links for downloads, and if you receive one, please let us know through the site itself, using the Contact form at https://voraciousblog.com/en/s/contact/.
3.10 Without prejudice to the other provisions of these Terms of Use, the User's obligations are
(a) Not to violate any third party rights when using Vouracious Blog;
(b) Do not use Vouracious Blog for the purpose of stalking or harassing others;
(c) Do not engage in fraudulent, illegal, dishonest, or improper activities while using the Vouracious Blog website; and
(d) Respect the conditions established in these General Terms and Conditions of Use and in the Privacy Policy, as well as the current Brazilian legislation;
4. MODIFICATION OF TERMS AND CONDITIONS
4.1. Vouracious Blog's General Terms and Conditions of Use may be amended, supplemented or replaced at any time and for any reason, at the sole discretion of Vouracious Blog, without prior notice or notification to Users.
4.2 ANY PERSON WHO DOES NOT ACCEPT THESE TERMS AND CONDITIONS, WHICH ARE OF A BINDING AND MANDATORY NATURE, SHALL REFRAIN FROM USING THE VORACIOUS BLOG WEBSITE.
5. VALIDITY AND STATUTE OF LIMITATIONS
5.1 These General Terms and Conditions of Use shall be in force for an indefinite term and any judicial or administrative claims arising from the use of Vouracious Blog which is the object of these General Terms of Use or of the Privacy Policy must be brought within ninety (90) days from the event that has caused them.
6. OF THE LEGISLATION AND JURISDICTION OF CHOICE
6.1 The present General Terms and Conditions of Use, shall be read and interpreted together with the Privacy Policy, and both are governed by the laws in force in the Federative Republic of Brazil, especially the Federal Constitution, Civil Code, Code of Consumer Protection, General Law of the Marco Civil of the Internet and the General Law of Data Protection.
6.2 All matters regarding interpretation, compliance or any other question related to these Terms and Privacy Policy, the parties expressly agree and waive any other focus and submit to The Arbitration Court of the Estonian Chamber of Commerce and Industry to resolve any and all doubts or questions arising from this term of use.